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Adventus AI LLC — Terms of Use

Last Updated: 10/08/25
 

Welcome to Adventus AI LLC (“we,” “us,” “our”) application (the “App”). The App uses artificial intelligence (“AI”), paid property data vendors, imagery analysis (e.g., street view and satellite imagery), and manual research to gather and analyze data relating to commercial and residential buildings (“Property Data”) to assist in prefilling property insurance application forms for building owners.

By downloading, accessing, or using the App, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use (“Terms”). If you do not agree, you may not use the App.
 

1. Acceptance of Terms

By using the App, you accept these Terms and our Privacy Policy.
You represent and warrant that you have the legal capacity to enter into a binding agreement with us and that you will comply with all applicable laws and regulations when using the App.

2. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) to use the App.
If you use the App on behalf of a company or other legal entity, you represent that you have the authority to bind that entity to these Terms.

3. Account Registration and Security

Account Creation: Certain features may require an account. You agree to provide accurate, complete information during registration and keep it up to date.
Account Security: You are responsible for safeguarding your credentials and all activity under your account.
No Liability for Unauthorized Use: We are not liable for losses arising from failure to maintain account security.

4. License and Use of the App

License Grant: Subject to compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to use the App to gather Property Data and prefill insurance application forms.
Prohibited Uses: You agree not to:

  • Reverse engineer or disassemble the App;

  • Copy, distribute, or create derivative works without written consent;

  • Use the App for illegal or unauthorized purposes;

  • Disrupt or burden our servers or networks.

5. User Data and Content

Definition: “User Data” includes any data you or your customers (“Customer Data”) provide or upload to the App, excluding Property Data described in Section 6.
Ownership: You retain all rights in your User Data.
License to Adventus AI LLC: By uploading User Data, you grant Adventus AI LLC a worldwide, non-exclusive, royalty-free license to host, process, and transmit your User Data solely to operate and improve the App.
User Responsibilities: You are solely responsible for the accuracy, quality, legality, and lawful basis for processing any User Data you provide.
Confidentiality & Security: We use reasonable safeguards but cannot guarantee absolute security.
Deletion: You may delete your User Data at any time. Residual copies may persist temporarily in backups.

6. Property Data (AI-Generated, Inferred, Vendor-Sourced, and Manually Collected)

Nature of Property Data

The App uses multiple data-gathering methods, including AI technology, paid property data vendors, imagery analysis (such as street view and satellite imagery), and manual research to gather and prefill property-related data (e.g., building characteristics, measurements) from both public and licensed sources (e.g., Zillow, Trulia, Yardi Matrix, county property portals, and other data providers).

Some Property Data may represent analytical or inferential estimates based on observable characteristics (for example, inferring construction type from visible materials, roof type from satellite imagery, or likely age based on build year). These inferences are estimates, not verified facts.
When applicable, the App may display a confidence indicator (e.g., low, medium, high) reflecting our internal estimate of reliability—these indicators are informational only and not guarantees of accuracy.

Any internal quality-review process is performed solely to improve data reliability and does not constitute verification or certification of accuracy.

User Responsibility for Verification

You are solely responsible for verifying the accuracy and completeness of all Property Data.
You agree to cross-check data with other sources and confirm it with the property owner before submitting any insurance application.

User Contributions

You may add data to reports at your discretion. Adventus AI LLC does not review, validate, or assume responsibility for user-added data.

7. In-App and Report Disclaimers

Adventus AI LLC may display informational notices or disclaimers within the App or on generated reports indicating that Property Data may include estimates, inferences, or confidence levels.
These notices form part of these Terms and apply to all data previously and subsequently provided through the App.
Any exported or downloaded reports may include such disclaimers for clarity of use and are deemed incorporated herein.

8. User Obligations

  • Accuracy of Submissions: You agree to verify all Property Data with the property owner before relying on it for underwriting or quoting.

  • Compliance with Law: You will comply with all applicable insurance, privacy, and data-protection laws.

  • No Misrepresentation: You agree not to impersonate others or misrepresent your affiliation.

9. Intellectual Property

All App content and functionality (excluding User Data and Property Data) are owned by Adventus AI LLC or its licensors.
“Adventus AI LLC” and its logos are trademarks of Adventus AI LLC. You may not use them without written consent.

10. Feedback

If you provide feedback or suggestions, you grant us a perpetual, royalty-free license to use them for any purpose.

11. Third-Party Services and Links

Certain Property Data is obtained through third-party services and paid data vendors, such as Perplexity AI, Zillow, Trulia, and Yardi Matrix, which reference both public and licensed data sources. Adventus AI LLC does not guarantee the availability, accuracy, or legality of third-party data.
The App may link to external sites or services we do not control; we are not responsible for their content or practices.

12. Disclaimer of Warranties

As Is / As Available: The App and all Property Data are provided “as is” and “as available,” without warranties of any kind.
AI, Vendor, Imagery & Manual Research Limitations: You acknowledge the inherent limitations of AI, data vendors, and manual or imagery-based research, including possible inaccuracies, incomplete data, or outdated information.
No Warranties: We disclaim all express or implied warranties, including merchantability, fitness for a particular purpose, and non-infringement.
No Guarantee: We do not guarantee uninterrupted or error-free operation.

13. Limitation of Liability

No Liability for Data Accuracy: Adventus AI LLC is not liable for damages arising from inaccuracies, errors, or omissions in Property Data (AI-generated, inferred, vendor-sourced, imagery-based, manual, or user-added).
Exclusion of Certain Damages: To the fullest extent permitted by law, Adventus AI LLC and its officers, directors, employees, and agents will not be liable for indirect, incidental, consequential, or punitive damages, including lost profits or data.
Maximum Liability: Our aggregate liability for any claim will not exceed the greater of (a) fees paid to us in the 12 months preceding the event or (b) USD $100.

14. Indemnification

You agree to indemnify, defend, and hold harmless Adventus AI LLC and its officers, directors, employees, and agents from all claims, damages, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to:

  • Your use of the App or any Property Data (AI-generated, inferred, vendor-sourced, imagery-based, manual, or user-added);

  • Your violation of these Terms or any law;

  • Inaccuracy of data you submit to any insurance provider;

  • Your handling or misuse of User Data.

15. Termination

You may discontinue use at any time. We may suspend or terminate access at any time for any reason.
Upon termination, you must cease using the App.
Provisions on limitation of liability, disclaimers, and indemnification survive termination.

16. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of [State], U.S.A., without regard to conflicts-of-law principles.
Any dispute shall be resolved exclusively in the state or federal courts of [County, State], and you consent to their jurisdiction.

17. Changes to These Terms

We may revise these Terms from time to time. Updates will be posted in the App or on our website and take effect immediately upon posting.
Clarifications or additions made to these Terms are intended to explain existing practices and responsibilities and apply to all prior and future use of the App.
Your continued use constitutes acceptance of updated Terms.

18. Miscellaneous

Severability: If any provision is held invalid, the remaining provisions remain in effect.
Entire Agreement: These Terms and our Privacy Policy form the entire agreement between you and Adventus AI LLC.
No Waiver: Failure to enforce any right is not a waiver.
Assignment: You may not assign these Terms; we may assign freely.

19. Contact Us

Email: paul@adventusai.com

By using the App, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.

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